Giant of the times - Chapter 504

c495 Build credit!

Since Wells Fargo and Standard Chartered merged to form Cronos Bank, as expected, users have great confidence in Cronos Bank and the number of users has increased significantly! When banks have more money, they can use it to lend or invest, thereby making more money.

The banking industry has always been an industry of huge profits. This has been the case since ancient times. Otherwise, how can we say that people engaged in finance are rich?

The reputation of Kronos Bank is already established, and its development speed is very fast. However, once the name is changed, to ordinary people, Kronos Bank seems to have become a newly established bank. Although the bank The boss, Li Zetian, is very rich and famous, but I don’t know how creditworthy he is… This may be a shortcoming of Kronos Bank.

Li Zetian was casually browsing the news website, and suddenly saw a piece of news, and his eyes lit up.

The news content said that an old lady saved 2,000 yuan in 1985 and wanted to withdraw the money after 22 years. The old lady originally thought that she would have a lot of money with principal and interest, so she excitedly went to the bank with her account book and passbook, but was told that the total interest plus principal was only 880 yuan.

There was also an old man who, when passing by a bank, heard that there was a regular value-preserving savings business. If he deposited 2,000 yuan for 20 years, he could earn 200,000 yuan. You know, in 1987, when his salary was only a few dozen yuan a month, the old man worked hard to save 2,000 yuan. He originally planned to buy a shop. At that time, it only cost 2,000 yuan to buy a local shop. In the end, he saved the 2,000 yuan. to the bank. According to the express provisions on the deposit certificate, the principal and interest of this deposit will mature in 20 years, which is 200,000 yuan, and no matter how the deposit interest rate and value preservation subsidy rate are adjusted, the bank will pay a fixed amount based on this certificate when it matures, but it will have to wait until 20 years to withdraw it, and it cannot be withdrawn in advance. As a result, 20 years have passed, and the old man has been looking forward to it for 20 years, but he can’t believe what happened next. The bank said: This deposit certificate is now invalid and cannot be withdrawn.

The principal and interest of the old man’s deposit was only 8,000 yuan, not the 200,000 yuan stated on the deposit certificate.

Back then, 2,000 yuan was enough to buy a shop, but now 8,000 yuan is not even enough to pay the shop’s rent for one year.

How can this be accepted? !

After reading these news, Li Zetian suddenly remembered a short story he had seen before. It said that an old American lady was looking through her ancestors’ relics and saw a handwritten deposit slip in a book. Two hundred years ago, an old grandmother deposited $100 in a bank in Switzerland. The old lady tried to withdraw the money from the bank’s branch in the United States.

After receiving the deposit receipt, the staff immediately reported it to the head office. The head office immediately sent a special person to check the account number on the deposit receipt. The bottom account of the deposit was actually found in the company’s old accounts from a century ago. After that, the president of the head office personally went to the United States to find out. The old lady invited the media and others to hold a grand exchange ceremony, cashed in more than 500,000 yuan based on interest, and also rewarded the oldest customer with 1 million US dollars.

What is credit? This is called credit.

Of course, the authenticity of this story has yet to be verified.

“Standard Chartered Bank was founded in 1883, and Wells Fargo was founded in 1882. They are both old banks, so there must be old accounts from a long time ago!!!” Li Zetian showed a smile on his face, “Just take the initiative to find out and then contact the other party. Hype it! Haha, in this way, the world will know the credibility of Kronos Bank! I am really a genius!!!”

Li Zetian immediately took out his iPhone 2 and told the person in charge of Cronos Bank his thoughts. At the same time, other news about poor bank credit is pushed on the Internet, such as the news Li Zetian just saw.

Both the former Standard Chartered Bank and Wells Fargo Bank began to look through their long-standing archives. This was a arduous and difficult task. After all, after many years, even though there were records in the bank archives, the holder of the deposit certificate could not be found. .

However, as long as there are clues, it can still be found.

More than a month later, good news finally came from the former Standard Chartered Bank. The CEO of Standard Chartered Bank immediately called Li Zetian and said: “Mr. Li, we found the old account from 1887. At that time, we deposited 180 Hong Kong dollars. Now it is worth three More than 100,000 Hong Kong dollars…”

After hearing what he said, Li Zetian felt happy and said happily: “Very good, contact the media immediately to promote the hype!!!”

“yes!”

Within a few days, the Internet was full of news about Kronos Bank cashing in an old account, and attached was a speech by Li Zetian: “Customers who deposit money in our bank, please rest assured that as long as the earth is still around, your funds will be It will never be lost, as long as the deposit certificate is authentic, it can be redeemed at any time!!!”

Since Li Zetian had previously deliberately pushed news about the poor credit of other banks, netizens were naturally moved and surprised when they saw the behavior of Kronos Bank, and received rave reviews online.

“Cronos Bank values ​​credit and is a breath of fresh air in the banking industry!!!”

“As expected of the bank established by Chronos Li, it is trustworthy!”

“666, I like what Chronos·Li said the most, ‘Customers who deposit money in our bank, please rest assured that as long as the earth is still around, your funds will never be lost. As long as the certificate of deposit is authentic, it can be redeemed at any time.’ , this sentence is so touching, it makes me want to withdraw money from other banks and deposit it in Kronos Bank!”

“Haha, this is really a slap in the face! Look at Kronos Bank and then look at domestic banks. There is a world of difference…”

“Woooooooo, we don’t have Chronos Bank here, please ask Chronos Li to quickly establish a branch here!”

“After seeing this news, I’m already going to Kronos Bank. Haha, we just opened a Kronos Bank branch here!”

“Haha, we also have a Kronos Bank branch here!”

“I’m so jealous that you have Kronos Bank~~”

“…”

Li Zetian laughed after reading the comments.

“Through this matter, Kronos Bank has established a very high credit rating and has gained a lot! In addition, starting this year, the U.S. subprime mortgage crisis will break out. Countless banks around the world have suffered heavy losses and purchased their financial products through bank introductions. Customers also suffered huge losses. If Kronos Bank could survive on its own, not only would it not suffer losses, but it would also still maintain a very high profitability, which would definitely be impressive.”

“It is not difficult to imagine that during the U.S. subprime mortgage crisis, Cronos Bank will develop rapidly!”

Li Zetian sat on the black leather sofa chair, sipping tea in a leisurely manner.

Outside the house, Dongfang Yuqin walked in at this time. , she said to Li Zetian with a smile: “My dear, your idea is really effective. The number of new users of Kronos Bank has increased sharply. You don’t even know that there are now queues outside Kronos Bank.” How many customers do you have!!!”

Li Zetian put down his tea cup and smiled slightly: “Only when banks value credit can they win the hearts of the people, and those who win the hearts of the people win the world. Therefore, as long as credit is established, we will have a share of the bank’s market share!!!”